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The Netherlands or Finland: Which Is Better for International Students?

6 min read · 2026-10-21

If you are choosing between the Netherlands and Finland, the best country depends on your budget, your study field, and how much you want to work in English. Both are strong study destinations in Europe, but they feel different in cost, admissions style, and student life.

Big picture: what is different?

The Netherlands is often the more international and faster-moving option. You will find many English-taught programmes, especially at master’s level, and a busy student life in bigger cities.

Finland is usually calmer and more structured. It also offers many English-taught programmes, but the country is smaller and the climate is colder and darker in winter, which matters for some students.

  • Choose the Netherlands if you want a wide range of English programmes and a more international campus feel.
  • Choose Finland if you want a quieter, organised system and strong support services.
  • In both countries, check the university admissions page first, because entry rules vary by programme.

Tuition and living costs

In general, tuition for non-EU students is often higher in both countries than for EU students. The exact fee depends on the university and the programme, so always check the programme page.

Living costs are also significant in both places. Bigger Dutch cities can be expensive, especially for housing. In Finland, housing can also be costly in university cities, but prices and availability vary a lot by location.

  • Netherlands: tuition is often in a mid-to-high range for non-EU students; housing in popular cities can be hard to find.
  • Finland: tuition is also often in a mid-to-high range for non-EU students; housing costs can be lower outside the biggest cities.
  • For both countries, budget for rent, food, local transport, health insurance, and study materials.

Use the university’s cost calculator if it has one. If not, compare student housing pages and official university estimates. Do not rely only on social media prices.

English-taught study options

Both countries offer many English-taught programmes, especially at master’s level. In the Netherlands, English is very common in higher education. In Finland, the number of English-taught programmes is also good, but it can be more limited in some fields and at bachelor’s level.

If you want to study in English, look carefully at the programme language before you apply. Some degrees are fully in English, while others may include local-language courses, practical training, or thesis supervision preferences.

  • Netherlands: very wide choice in many subjects, especially at master’s level.
  • Finland: good English options, but fewer choices in some subject areas.
  • Always check whether the full degree is in English, not just the first year.

Admission difficulty and application style

Neither country is automatically easy or hard. It depends on the programme. Highly ranked or popular programmes can be selective in both places.

The Netherlands often uses a more detailed programme-by-programme application process. Some degrees have strict academic entry rules, required course backgrounds, or extra selection steps. Finland also checks your previous education carefully, and many programmes ask for clear proof of grades, English level, and sometimes motivation.

  • Check entry requirements early, because missing one document can delay your application.
  • Some Dutch programmes have earlier deadlines than you expect, especially for non-EU students.
  • Some Finnish universities may ask for entrance exams, interviews, or portfolio materials depending on the field.

If you compare two programmes, do not compare only the country. Compare the exact course list, required grades, language score, and admission steps on the official page.

Visa, residence permit, and proof of funds

If you are a non-EU student, you usually need a student visa or residence permit process for both countries. In the Netherlands, the university often helps start the residence permit process after you are admitted. In Finland, the process is handled through the national immigration service after admission and, in many cases, after you show your place and funds.

Both countries usually ask you to prove that you can pay tuition and cover living costs. The exact amount changes over time, so check the national immigration authority and the university’s instructions before you apply.

  • Netherlands: check the Dutch immigration authority and your university’s international office for the current residence permit steps and financial proof.
  • Finland: check the Finnish Immigration Service and the university for the current residence permit steps and proof of funds.
  • Plan ahead, because visa and residence permit processing can take time.

Do not wait until after admission to collect bank statements, sponsorship letters, or other financial documents. Many students lose time because these papers are not ready.

Part-time work and staying after graduation

Both countries allow international students to work part-time, but the rules are different and can change. The exact working hours and permit conditions depend on your nationality and your residence status, so check the official immigration authority in the country where you study.

After graduation, both countries have some route for staying and looking for work, but the details are not the same. The Netherlands is often seen as strong for graduates who want to search for jobs in Europe, while Finland also offers post-study options for many graduates who want to remain and work.

  • Check whether your work hours are limited during term time.
  • Check whether you need a separate permit or if work is included in your student status.
  • After graduation, look at the official post-study route on the national immigration site, not on older blog posts.

Which country suits which student?

The Netherlands may suit you if you want a highly international environment, many English-taught choices, and a busy university culture. It can be a good fit if you are comfortable with a fast pace and you can handle a competitive housing market.

Finland may suit you if you prefer a calmer study environment, organised support, and a smaller system. It can be a good fit if you like structure, value student services, and do not mind colder weather and a quieter social style.

  • Pick the Netherlands if you want more variety and a strong international student scene.
  • Pick Finland if you want a more compact, orderly, and calm setting.
  • Pick the programme, not just the country, if your subject is very specific.

Common questions

Is the Netherlands cheaper than Finland?

Not always. Both can be expensive for international students, especially with housing. Your total cost depends on the city, the programme, and your lifestyle.

Which country has more English-taught degrees?

The Netherlands usually has a very large number of English-taught options, especially at master’s level. Finland also has many, but the choice can be smaller in some fields.

Which is easier for a visa?

Neither is simply easier. The process is different. Check the Dutch or Finnish immigration authority and follow the university’s instructions exactly.

How Eduuro helps

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Rules, fees and deadlines change. Check the university's own admissions page and the official immigration site of the country before you act on anything here.

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