Studying finance in Germany gives you access to a strong economy and world-class universities with low or no tuition fees. You can choose from bachelor and master programmes taught in English or German. Admissions offices across the country look for dedicated students who meet their academic and language standards.
Choose your study level
You can start with a bachelor degree in finance, economics or business administration. These undergraduate programmes typically last three years, equal to six semesters. A master degree usually takes one or two years and lets you specialise in corporate finance, quantitative finance, banking or fintech.
Check the entry requirements carefully on the university admissions page before you apply. Bachelor programmes usually require a secondary school leaving certificate that qualifies you for higher education in Germany. Master programmes require a relevant undergraduate degree and sometimes a specific grade average or GMAT score.
English-taught finance programmes
Many universities in Germany offer finance degrees taught entirely in English, especially at the master level. You do not always need to speak German to study business and finance. However, learning basic German helps you with daily life and finding local internships.
If you apply for an English-taught programme, you must prove your language skills with an accepted test like TOEFL or IELTS. Check the programme page for the exact minimum score required. If your previous education was fully in English, some universities might waive this test.
Tuition costs and living expenses
Public universities in Germany typically charge no tuition fees or very low semester contributions for both EU and non-EU students, except in the state of Baden-Württemberg where non-EU students pay a moderate fee per semester. Private universities charge higher tuition fees, which vary by institution.
Living costs depend on the city you choose. Rent, food, health insurance and transport require a realistic monthly budget. You can check the current official living cost requirements on the national immigration authority website. Many students work part-time alongside their studies to help cover these expenses.
Application timeline and procedures
Applications for winter semester intake usually close on July 15, and for summer semester intake on January 15, but deadlines vary by university and programme. Start your preparation months in advance to gather transcripts, language certificates and proof of financial resources.
Most international applications go through an external verification service called uni-assist or directly through the university portal. Make sure your documents are translated and certified according to the specific guidelines of your chosen university.
Common questions
Do I need to speak German to study finance in Germany?
No, many master programmes and some bachelor programmes are taught entirely in English. Learning German is still useful for internships and daily life.
How much money do I need for a student visa?
You must prove you can cover your living costs, usually by opening a blocked bank account. Check the official immigration authority site for the exact required amount.
Can I work while studying finance in Germany?
Yes, international students from outside the EU can generally work a set number of full days or half days per year without a separate work permit.
How Eduuro helps
Create a free profile with your field, education, English level and documents, and admissions offices that search for exactly that can find you and write first.
Rules, fees and deadlines change. Check the university's own admissions page and the official immigration site of the country before you act on anything here.